Back to All Firms
Visit Firm
Top One Trader
4
152 reviewsUSEst. 2023 (3y)Platforms: Match Trader, MetaTrader 5, TradeLocker
70% OFF
Top One Trader Discount Code
70% off all challenges.
Overview
Year Founded
2023
Country
US
Trustpilot
4.5 / 5.0
CEO
Matt Morris
Broker
Top One Trader Ltd
Assets
FXEnergyMetalsCommoditiesIndicesCrypto
Payment Methods
Apple PayCredit CardCryptoGoogle Pay
Payout Methods
Riseworks
Commissions
Energy
$5 Per Lot Round Trip on all Platforms
Metals
$5 Per Lot Round Trip on all Platforms
FX
$5 Per Lot Round Trip on all Platforms
Other Commodities
$5 Per Lot Round Trip on all Platforms
Indices
$5 Per Lot Round Trip on all Platforms
Crypto
$5 Per Lot Round Trip on all Platforms
Challenges
| Account Size | Steps | Profit Target | Daily Loss | Max Loss | Profit Split | Payout | Price |
|---|---|---|---|---|---|---|---|
| $5,000 | 1 Step | 10% | 4% | 7% | 80% | Bi-weekly | weekly with add-on after 1st payout | $64$19 |
| $5,000 | 2 Steps | N/A | 3% | 6% | 60% | Monthly | On-demand with add-on (payout requirements still apply) | $135$41 |
| $25,000 | 1 Step | 10% | 4% | 7% | 80% | Bi-weekly | weekly with add-on after 1st payout | $215$86 |
| $25,000 | 2 Steps | 8% / 5% | 5% | 10% | 80% | Bi-weekly | On Demand with Add-on | $292$117 |
| $50,000 | 2 Steps | N/A | N/A | 5% | 80% | Bi-weekly | $410$164 |
| $100,000 | 1 Step | 10% | 4% | 7% | 80% | Bi-weekly | weekly with add-on after 1st payout | $575$288 |
| $100,000 | 2 Steps | N/A | N/A | 5% | 80% | Bi-weekly | $798$399 |
| $200,000 | 2 Steps | N/A | 3% | 6% | 60% | Monthly | On-demand with add-on (payout requirements still apply) | $2,537$1,269 |
$5,000 — 1 Step
$64$19
Target
10%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
Bi-weekly | weekly with add-on after 1st payout
$5,000 — 2 Steps
$135$41
Target
N/A
Daily Loss
3%
Max Loss
6%
Split
60%
Payout
Monthly | On-demand with add-on (payout requirements still apply)
$25,000 — 1 Step
$215$86
Target
10%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
Bi-weekly | weekly with add-on after 1st payout
$25,000 — 2 Steps
$292$117
Target
8% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
Bi-weekly | On Demand with Add-on
$50,000 — 2 Steps
$410$164
Target
N/A
Daily Loss
N/A
Max Loss
5%
Split
80%
Payout
Bi-weekly
$100,000 — 1 Step
$575$288
Target
10%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
Bi-weekly | weekly with add-on after 1st payout
$100,000 — 2 Steps
$798$399
Target
N/A
Daily Loss
N/A
Max Loss
5%
Split
80%
Payout
Bi-weekly
$200,000 — 2 Steps
$2,537$1,269
Target
N/A
Daily Loss
3%
Max Loss
6%
Split
60%
Payout
Monthly | On-demand with add-on (payout requirements still apply)
Account Programs
| Program | Phases | Profit Target | Daily DD | Max DD | DD Type | Min Days | News | Split |
|---|---|---|---|---|---|---|---|---|
| Instant Funding | 1 | — | — | — | — | — | 60% | |
| Instant Prime | 1 | — | — | — | — | — | 80% | |
| 1-Step Flash | 1 | — | — | — | — | 3 | 80% | |
| 2-Step Plus | 2 | — | — | — | — | 5 | 80% | |
| 2-Step Amped | 2 | — | — | — | — | 3 | 80% |
Instant Funding
Phases
1
Target
—
Daily DD
—
Max DD
—
DD Type
—
Min Days
—
News
Split
60%
Instant Prime
Phases
1
Target
—
Daily DD
—
Max DD
—
DD Type
—
Min Days
—
News
Split
80%
1-Step Flash
Phases
1
Target
—
Daily DD
—
Max DD
—
DD Type
—
Min Days
3
News
Split
80%
2-Step Plus
Phases
2
Target
—
Daily DD
—
Max DD
—
DD Type
—
Min Days
5
News
Split
80%
2-Step Amped
Phases
2
Target
—
Daily DD
—
Max DD
—
DD Type
—
Min Days
3
News
Split
80%
News Blackout
5 min before / 5 min after high-impact events
Scaling Plan
25% every 3 months after achieving a total gain of 25%
Trading Rules
Drawdown Type
Static
Min Trading Days
0
News Trading
Weekend Holding
Consistency Rule
Scaling Plan
News Trading Rule
News Trading Rule
Evaluation
Allowed
Funded/ Instant Funding ( Except 2 Step Amped)
Prohibited to execute (pending orders including market orders, stop loss or take profit orders) or close any trade within 5 minutes before and after high impact news event. Violation results to profit deduction except the trade was open 5 hours prior to the news event and automatically closed within the 10 min window
Instant Prime Allows News Trading With An Add-on.
Instant Prime allows news trading with an add-on.
2 Step Amped
Allowed with no Restrictions
Expert Advisors ( E As)
EAs are allowed only on Nova, 1-step-FLASH, 2-step Amped and 2-step-Plus challenge accounts, not on funded accounts. Traders must customize EA settings to match their own style, cannot hide EA usage, and cannot use commercially available automated EAs. External API Usage Rule: Prohibited on all Simulated Funded Accounts. All third-party tools, applications, or services requiring API access (including read-only) are disabled such as analytics platforms, journaling tools, automation software, and trade copiers. The policy applies universally with no exceptions to ensure fairness and long-term sustainability for the firm and traders.
Copy Trading
Allowed: Copy trading is allowed only between your own challenge accounts (1-step Nova, 1-step Flash, 2-step Amped and 2-step Plus) on TradeLocker. Prohibited: No copy trading on funded or instant funded accounts. No copying between different users. If you have multiple funded accounts, identical trades must be at least 30 minutes apart to avoid being flagged. Violation results to Account review, if confirmed, account may be reset or closed depending on the severity of the issue. See details: https://help.toponetrader.com/en/articles/8487707-is-copy-trading-allowed-at-top-one-trader Weekend Trading/Holding: Allowed on 1-step Flash, 1 Step Nova, 2-step Amped and 2-step Plus accounts | For Instant Funding & Instant prime, Not Allowed except with the add-on Crypto trading is allowed over the weekend, but only if the trades are opened after Friday 8 PM EST.
Inactivity Rule
There's a 30-day inactivity rule. You must place at least one trade every 30 days (counting from account purchase date, not from first trade date) to avoid an account breach due to inactivity. Stop Loss Rule You must have an active Stop Loss in place at all times when entering a trade. Removed with add-on Soft Breach There is no limit on the allowed soft breaches for 1-step Nova, 1-step flash accounts, with a limit of 4 soft breaches on the 2-step Plus accounts, 5 soft breach limit on the Instant Prime and 2-step Amped. A limit of 10 soft breaches on the Instant Funding Models. Any Soft breach beyond these limits becomes a hard breach. Soft Breach Violation Violating the 10 minutes news restriction window
Weekend Holding
Opening a trade without a stop-loss unless an Add - on is purchased Allowing more than a 2% loss per symbol on open trades or a 2.5% loss on all open trades. Should this happen, EquityShield will protect your account by automatically closing trades in most cases Funded Accounts have a 20% open lot size limit based on the account size, therefore if the total lots placed exceed the max lots, all open trades will be closed. see lot size restrictions details: https://help.toponetrader.com/en/articles/8318242-are-there-any-lot-size-restrictions Minimum Hold Time Rule for Trades All profitable trades must be held for at least 5 minutes before being closed. Closing a profitable trade in less than 5 minutes whether manually, by take profit, or by a stop loss (if set in profit), violates the rule. Consequences: During Challenge Phases: Violations are reviewed by the Risk Team. Depending on severity, traders may be required to retake the challenge or receive a formal warning. On Funded Accounts: Profits from non-compliant trades are deducted, and traders receive a warning. Repeated violations can result in account termination.
Prohibited Trading Practices
High Frequency Trading (HFT), Tick Scalping, Latency Trading, Latency Arbitrage, Arbitrage Trading, Copy Trading (between accounts not owned by the same person), Group Trading, Hedging or Group Hedging Across Multiple Accounts, News Trading on Funded Accounts, Grid Trading, Martingale Strategy, 3rd Party Trading or ""Pass Your Challenge"" Programs, Masking of Expert Advisors (EAs), Gambling, Over-Leveraging, YOLO Trading, IP Address Sharing or Multiple IP Use Across Accounts, Rolling/Churning of Accounts. See Details: https://help.toponetrader.com/en/articles/9047696-what-are-the-restricted-prohibited-trading-strategies-at-top-one-trader EquityShield Automatic Risk Management Tool: https://help.toponetrader.com/en/articles/9181278-what-is-the-equityshield IP / VPN / VPS Policy Violations Include: Using multiple IPs for one account. Trading multiple accounts from the same/similar IPs. Copying or hedging trades across different accounts or firms. VPS Usage: Allowed — must have a static IP and be used responsibly. Notify support if changing or traveling. VPN Usage: Strictly prohibited — using a VPN can trigger security flags and lead to account breaches or suspension. cTrader (No longer offered) Restriction: U.S. IP logins are automatically hard breached with no refunds. Penalties: Any violations may result in account breach, profit forfeiture, blacklisting, and potential legal action. See Details: https://help.toponetrader.com/en/articles/8733438-are-there-ip-address-restrictions
I N S T A N T F U N D I N G & I N S T A N T P R I M E — Minimum Trading Days:
Minimum Trading days:
I N S T A N T F U N D I N G & I N S T A N T P R I M E — No Minimum Trading Days.
No minimum trading days.
N O V A — The N O V A Account Is A 1-step Evaluation With A $7 Entry Fee And A Pay-after-you-pass Model. Once Passed, Traders Pay A One-time Activation Fee To Unlock Their Funded Account, With A 30-day Window To Complete Activation. Available At Toponetrader.com/nova
The NOVA Account is a 1-step evaluation with a $7 entry fee and a pay-after-you-pass model. Once passed, traders pay a one-time activation fee to unlock their funded account, with a 30-day window to complete activation. Available at toponetrader.com/nova
N O V A — Minimum Trading Days:
Minimum Trading Days:
N O V A — None
None
1 S T E P F L A S H — Minimum Trading Days
Evaluation & Funded: At least 3 profitable days with at least 0.5% net profit of the initial account balance each day. Daily Profit Cap(Funded Only) The maximum daily profit is 3% of the funded starting balance - This is neither a soft breach nor a hard breach
2 S T E P P L U S — Minimum Trading Days
Evaluation & Funded: At least 5 profitable days with at least 0.5% net profit of the initial account balance each day. Daily Profit Cap - Funded Accounts Only The daily profit limit is 5% of the funded starting balance, calculated on closed profits for each trading day (resetting at 5:00 PM EST). If the 5% limit is exceeded on any trading day, a soft breach occurs, automatically closing the violating trade(s). Any profit above the allowed 5% is considered invalid
2 S T E P A M P E D — Minimum Trading Days
Evaluation: 3 days of atleast 0.5% profit of initial balance each day. Funded: None Max Open Risk Rule (Equity Shield) On 2 Step Plus & 2 Step Amped Equity Shield per Symbol: If the floating loss on a single symbol reaches 2% (New accounts – from Mar. 27, 2026 | 1% for existing accounts - before Mar. 27, 2026) of starting balance, all open trades on that symbol will, in most cases, be automatically closed. Applies to one symbol, even if multiple positions are open. Equity Shield on Combined Risk: If combined floating drawdown reaches 2.5% (New accounts – from Mar. 27, 2026 | 1.1% for existing accounts - before Mar. 27, 2026) of starting balance, all open trades across all symbols will, in most cases, be automatically closed. Applies to total floating loss across all symbols. These actions are classified as a soft breach Trading may resume immediately after the closure
Payout Policy
Profit Split
Profit Split: 80% | 90% with add-on | Profit Split: 90% | 100% with add-on | Profit Split: 80% | 90% with add-on | Profit split: 80% | 90% with add-on | Profit split: 1st payout at 60% | 2nd payout at 70% | 3rd payout at 80% | 4th & subsequent payout at 90%. | Profit split:1st payout at 80% | 2nd payout at 90% | 3rd & Subsequent Payouts at 100% | 100% from 1st payout with Add-on | 2% of the initial account balance
Payout Frequency
Payout Frequency: Bi-weekly | weekly with add-on after 1st payout | Payout Frequency: Bi-weekly | weekly with add-on after 1st payout | Payout Frequency: Bi-weekly payouts | On Demand payouts with add-on, minimum profitable days and all payout rules still applies. | Payout Cap per cycle: | Payout Frequency: Bi-weekly | On Demand with Add-on | Payout Cap: $10k per 30 days | Payout Frequency: Monthly | On-demand with add-on (payout requirements still apply) | Payout Frequency: Bi-weekly | When you make X% max drawdown in profit or request a payout, your maximum trailing drawdown will lock in at the starting balance and no longer trails. | Top One Trader rewards consistent traders by increasing account capital by 25% every 3 months after achieving a total gain of 25% (with at least 8% profit each month). Profits can be withdrawn freely, and scaling continues up to a maximum of $5 million.
Minimum Withdrawal
Minimum Withdrawal Across All Programs
Restricted Countries
AfghanistanAlbaniaAlgeriaArmeniaAzerbaijanBelarusCrimea (Region of Ukraine)CubaHaitiIranIraqKazakhstanKuwaitLebanonLibyaMacedoniaMoroccoMyanmar (Burma)North KoreaPakistanRussiaSomaliaSudanSyriaTurkeyUkraineVietnamAnnouncementsSee allWhy traders love MT5:Let’s get back to business — on MT5. 💥Aug 10, 2025Buy your ChallengeAdditional InformationSTAY CONNECTEDSubscribePROP FIRMSAll Prop FirmsCompare ChallengesBest SellersFavorite FirmsAnnouncementsProp Firm Rules