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Instant Funding Discount Code
33% off select accounts
Overview
Country
GB
Rating
3.9 / 5.0
CEO
Lewis
Broker
Liquidity Provider
Assets
FXCryptoMetalsEnergyIndicesOther Commodities
Payment Methods
Apple PayCredit/Debit CardCryptoGoogle PayNetellerSkrillSofort
Payout Methods
CryptoRiseworks
Commissions
FX
$5/lot
Crypto
$1/lot
Metals
$5/lot
Energy
$2/lot
Indices
$2/lot
Other Commodities
No Commissions
Challenges
| Account Size | Steps | Profit Target | Daily Loss | Max Loss | Profit Split | Payout | Price |
|---|---|---|---|---|---|---|---|
| $1,250 | IF Micro — 1 Step | 5% | 5% | 10% | 80% | On demand | $0 |
| $1,250 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $2,500 | IF1 — 1 Step | 2% | 5% | 10% | 80% | One payout after 24-hour account period | $0 |
| $2,500 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $2,500 | Two-Phase — 2 Steps | 5% / 5% | 5% | 10% | 80% | On demand | $0 |
| $5,000 | 1 Step | 10% | 3% | 8% | 80% | On Demand | $44$29 |
| $5,000 | 2 Steps | 8% / 5% | 5% | 10% | 80% | On Demand | $48 |
| $5,000 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $5,000 | Two-Phase — 2 Steps | 5% / 5% | 5% | 10% | 80% | On demand | $0 |
| $10,000 | 1 Step | 7% | 4% | 7% | 80% | On demand payout | $39$26 |
| $10,000 | 2 Steps | 8% / 4% | 4% | 10% | 60% | 5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95% | $89 |
| $10,000 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $10,000 | Two-Phase — 2 Steps | 5% / 5% | 5% | 10% | 80% | On demand | $0 |
| $20,000 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $20,000 | Two-Phase — 2 Steps | 5% / 5% | 5% | 10% | 80% | On demand | $0 |
| $25,000 | 1 Step | 7% | 4% | 7% | 80% | On demand payout | $64$43 |
| $25,000 | 2 Steps | 8% / 4% | 4% | 10% | 60% | 5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95% | $163 |
| $25,000 | One-Phase — 1 Step | 5% | 5% | 10% | 80% | On demand | $0 |
| $40,000 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $40,000 | Two-Phase — 2 Steps | 5% / 5% | 5% | 10% | 80% | On demand | $0 |
| $50,000 | 1 Step | 7% | 4% | 7% | 80% | On demand payout | $114$76 |
| $50,000 | 2 Steps | 8% / 4% | 4% | 10% | 60% | 5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95% | $296 |
| $50,000 | One-Phase — 1 Step | 5% | 5% | 10% | 80% | On demand | $0 |
| $50,000 | Two-Phase Micro — 2 Steps | None | None | None | 80% | On demand | $0 |
| $80,000 | Instant Funding | None | None | None | 80% | First withdrawal 14 days after initial trade; then every 7 days after next trade | $0 |
| $80,000 | Two-Phase — 2 Steps | 5% / 5% | 5% | 10% | 80% | On demand | $0 |
| $100,000 | 1 Step | 7% | 4% | 7% | 80% | On demand payout | $259$174 |
| $100,000 | 2 Steps | 8% / 4% | 4% | 10% | 60% | 5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95% | $539 |
| $100,000 | One-Phase — 1 Step | 5% | 5% | 10% | 80% | On demand | $0 |
| $100,000 | Two-Phase Micro — 2 Steps | None | None | None | 80% | On demand | $0 |
| $200,000 | 1 Step | 7% | 4% | 7% | 80% | On demand payout | $519$348 |
| $200,000 | 2 Steps | 8% / 4% | 4% | 10% | 60% | 5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95% | $1,078 |
$1,250 — IF Micro 1 Step
$0
Target
5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$1,250 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$2,500 — IF1 1 Step
$0
Target
2%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
One payout after 24-hour account period
$2,500 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$2,500 — Two-Phase 2 Steps
$0
Target
5% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$5,000 — 1 Step
$44$29
Target
10%
Daily Loss
3%
Max Loss
8%
Split
80%
Payout
On Demand
$5,000 — 2 Steps
$48
Target
8% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On Demand
$5,000 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$5,000 — Two-Phase 2 Steps
$0
Target
5% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$10,000 — 1 Step
$39$26
Target
7%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
On demand payout
$10,000 — 2 Steps
$89
Target
8% / 4%
Daily Loss
4%
Max Loss
10%
Split
60%
Payout
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$10,000 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$10,000 — Two-Phase 2 Steps
$0
Target
5% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$20,000 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$20,000 — Two-Phase 2 Steps
$0
Target
5% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$25,000 — 1 Step
$64$43
Target
7%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
On demand payout
$25,000 — 2 Steps
$163
Target
8% / 4%
Daily Loss
4%
Max Loss
10%
Split
60%
Payout
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$25,000 — One-Phase 1 Step
$0
Target
5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$40,000 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$40,000 — Two-Phase 2 Steps
$0
Target
5% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$50,000 — 1 Step
$114$76
Target
7%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
On demand payout
$50,000 — 2 Steps
$296
Target
8% / 4%
Daily Loss
4%
Max Loss
10%
Split
60%
Payout
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$50,000 — One-Phase 1 Step
$0
Target
5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$50,000 — Two-Phase Micro 2 Steps
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
On demand
$80,000 — Instant Funding
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
First withdrawal 14 days after initial trade; then every 7 days after next trade
$80,000 — Two-Phase 2 Steps
$0
Target
5% / 5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$100,000 — 1 Step
$259$174
Target
7%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
On demand payout
$100,000 — 2 Steps
$539
Target
8% / 4%
Daily Loss
4%
Max Loss
10%
Split
60%
Payout
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$100,000 — One-Phase 1 Step
$0
Target
5%
Daily Loss
5%
Max Loss
10%
Split
80%
Payout
On demand
$100,000 — Two-Phase Micro 2 Steps
$0
Target
None
Daily Loss
None
Max Loss
None
Split
80%
Payout
On demand
$200,000 — 1 Step
$519$348
Target
7%
Daily Loss
4%
Max Loss
7%
Split
80%
Payout
On demand payout
$200,000 — 2 Steps
$1,078
Target
8% / 4%
Daily Loss
4%
Max Loss
10%
Split
60%
Payout
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
Account Programs
| Program | Phases | Profit Target | Daily DD | Max DD | DD Type | Min Days | News | Split |
|---|---|---|---|---|---|---|---|---|
| Instant Funding | 0 | — | — | — | smart | — | 80% | |
| Instant Funding Go | 0 | — | — | — | smart | — | 80% | |
| IF Micro | 1 | 5% | 5% | 10% | smart | — | 80% | |
| IF1 | 1 | 2% | 5% | 10% | smart | — | 80% | |
| One-Phase | 1 | 5% | 5% | 10% | static | — | 80% | |
| Two-Phase | 2 | 5% / 5% | 5% | 10% | static | — | 80% | |
| One-Phase Micro | 1 | 7% | — | 7% | static | 0 | 80% | |
| Two-Phase Micro | 2 | — | — | — | static | — | 80% |
Instant Funding
Phases
0
Target
—
Daily DD
—
Max DD
—
DD Type
smart
Min Days
—
News
Split
80%
Instant Funding Go
Phases
0
Target
—
Daily DD
—
Max DD
—
DD Type
smart
Min Days
—
News
Split
80%
IF Micro
Phases
1
Target
5%
Daily DD
5%
Max DD
10%
DD Type
smart
Min Days
—
News
Split
80%
IF1
Phases
1
Target
2%
Daily DD
5%
Max DD
10%
DD Type
smart
Min Days
—
News
Split
80%
One-Phase
Phases
1
Target
5%
Daily DD
5%
Max DD
10%
DD Type
static
Min Days
—
News
Split
80%
Two-Phase
Phases
2
Target
5% / 5%
Daily DD
5%
Max DD
10%
DD Type
static
Min Days
—
News
Split
80%
One-Phase Micro
Phases
1
Target
7%
Daily DD
—
Max DD
7%
DD Type
static
Min Days
0
News
Split
80%
Two-Phase Micro
Phases
2
Target
—
Daily DD
—
Max DD
—
DD Type
static
Min Days
—
News
Split
80%
News Blackout
4 min before / 4 min after high-impact events
Scaling Plan
See instantfunding.com/help/scaling/ + 90-profit-split-rules-smart-accounts-instant-funding/
Trading Rules
Drawdown Type
Static
Min Trading Days
0
News Trading
Weekend Holding
Consistency Rule
Scaling Plan
Maximum Lot Sizes
https://instantfunding.com/help/maximum-lot-sizes/
Minimum Hold Time
Trades held for 60 seconds or less are regarded as high-frequency trades and prohibited.
Smart Drawdown
Instant Funding and Instant Funding Go: starts at -10% and auto-adjusts to -5% once you achieve 5% gain on account balance. After that drawdown remains fixed at -5% of starting balance, even as profits grow.
News Trading
One-Phase & Two-Phase (challenge only): no restrictions. IF Micro, IF1, One-Phase Micro, Two-Phase Micro: no restrictions. Instant Funding, One-Phase/Two-Phase (funded): news trading not allowed 4 min before/after high-impact news.
Weekend Holding
Challenge phase + all Micros: allowed. Funded (Instant Funding, Instant Funding Go, One-Phase, Two-Phase): allowed with Add-on.
Inactivity
Account auto-closed if no trades placed within 60 days of purchase or after last trade.
Risk Per Trading Instrument
Instant Funding: max 3% of starting balance per trade idea. Instant Funding GO: max 2%. IF Micro + IF1: max 1%. One Phase + One Phase Micro + Two Phase: max 50% of daily drawdown. Two Phase Micro: max 2% for $50k and below, max 1.5% for $100k+. Closing + reopening same-direction position on same instrument within 10 minutes = same trade idea (does NOT reset limit). Exceeding = hard breach.
Prohibited Practices
Account Churning (opening multiple accounts in quick succession). HFT (trades ≤60s). One-Sided Bets. Grid Trading. Overleveraging (exceeding allowable lot size). Gambling. Martingale: allowed for all challenges + IF Micro (including funded); for Instant Funding, traders can add to losing positions but must avoid continuously doubling lot sizes after losses.
Consistency Rules Text
Consistency Rules
For One-Phase and Two-Phase (Funded):
Your best trading day must not account for more than 40% of your total profit.
For IF Micro, IF1, One-Phase Micro and Two-Phase Micro
Your best trading day must not account for more than 15% of your total profit.
Consistency Percentages
4015
Payout Policy
Restricted Countries
AfghanistanBurundiCentral African RepublicCrimea (Region of Ukraine)CubaDemocratic Republic of the Congo (Congo Free State)EritreaGuineaGuinea-BissauIranIraqLebanonLiberiaLibyaMyanmar (Burma)North KoreaPapua New GuineaRepublic of the Congo (Congo Brazzaville)RussiaSomaliaSouth SudanSudanSyriaVanuatuVenezuelaVietnamYemenZimbabwe